Where Regulatory Compliance Meets Innovation
ClearFile is a service and SaaS partner built to eliminate outdated workflows, automate complex filings, and give regulatory compliance teams the tools they’ve always needed—but never had.
We're Putting Integrity Back into Payment Integrity
Our mission is to create lasting systemic change that removes wasted spend from our healthcare system, returning dollars to payers, lowering the cost of care and improving access for all.
Driven by the Powerhouse Visionaries at Penstock
Champions of
True Transparency
Tech Empowered,
Intel Driven
Penstock Leadership
Meet the visionary team reshaping the landscape of payment integrity and regulatory compliance for health plans.
Penstock Careers
We’re always looking for the best-of-the-best health and tech talent. If you don’t see the career of your dreams listed here, no worries.
Contact us to share your skills and interests and we’ll let you know when a role opens up—or when it’s created for you.
Real Solutions
by Real People
Reclaim time and control with an end-to-end partnership that beautifully and seamlessly connects human and machine intelligence—to prevent recurring issues at the source.
Who We Work With
We collaborate with the teams shaping compliance strategy—and support the people doing the work every day—with tools, tech, and expert guidance that make it all simpler.
Regulatory Efficiency
The increasing need for expert health plan support in handling complex regulatory filing tasks calls for a dedicated partner—and it’s exactly where we excel. We’ll focus on your compliance success while you focus on your strategic growth.
Who We Work With
We collaborate with the teams shaping compliance strategy—and support the people doing the work every day—with tools, tech, and expert guidance that make it all simpler.
How ClearFile Works
Regulatory filing is complex—but the way it’s managed doesn’t have to be. ClearFile brings structure, visibility, and consistency to every step of the process, so teams can stay aligned, meet requirements, and move forward with confidence. Here’s how we help organizations manage filings more effectively, without the usual friction.
ClearFile helps healthcare organizations manage regulatory filings in a more structured and reliable way. Our platform and support services help teams organize requirements, track deadlines, manage documents, and move filings through each step with more consistency and less manual follow-up.
ClearFile is built for teams responsible for regulatory filings and compliance across health plans, PBMs, TPAs, and other regulated healthcare organizations. It’s especially useful for teamsmanaging filings across multiple states, products, or reporting cycles.
ClearFile offers both technology and support services. Organizations can use ClearFile as a SaaS platform to manage filings internally, or choose a more hands-on model that includes additional regulatory filing support based on team capacity and filing complexity.
ClearFile supports a wide range of state and federal regulatory filings, including ACA marketplace filings, RxDC reporting, PBM licensure, TPA licensure, and other recurring or state-specific submissions. ClearFile supports a wide range of state and federal regulatory filings, including ACA marketplace filings, RxDC reporting, PBM licensure, TPA licensure, and other recurring or state-specific submissions. Our support varies based on filing type, jurisdiction, and organizational needs.
Yes, ClearFile is built to support organizations managing regulatory filings across multiple states and jurisdictions. It helps teams organize state-specific requirements, deadlines, templates, and documentation in a more centralized and scalable way.
ClearFile helps health plans manage complex regulatory filings across products, states, and annual cycles. It brings structure to ACA marketplace filings, RxDC reporting, and other required submissions by organizing requirements, tracking deadlines, and centralizing documentation—making it easier to stay compliant and scale into new markets.
ClearFile helps PBMs manage state-by-state licensure, renewals, and reporting requirements with more visibility and consistency. The platform centralizes filings, tracks deadlines, and organizes documentation across jurisdictions, making it easier to stay compliant while expanding into new markets.
ClearFile helps TPAs manage licensure and renewals across states with more structure, visibility, and support. Whether your team is entering new states or renewing existing licenses, ClearFile helps centralize requirements, track progress, manage documentation, and stay on top of compliance more efficiently.
ClearFile helps captives manage licensure, renewals, and ongoing compliance filings with more structure and visibility. It helps teams track deadlines, manage documentation, monitorprogress, and stay current with changing state requirements across one captive or a broader portfolio.
ClearFile supports insurers by turning fragmented filing processes into a more structured, trackable workflow. From property and casualty filings to life, annuity, and credit submissions, ClearFile centralizes requirements, tracks deadlines, organizes documentation, and helps insurers move filings forward with fewer errors and less manual coordination.
ClearFile is designed to work alongside your existing compliance, regulatory, legal, and operational teams. Some organizations use ClearFile as a software platform to structure internal work, while others use a hybrid or more service-led model when they need additional filing support or expertise.
ClearFile helps internal compliance and regulatory teams reduce manual coordination and gain better visibility into filing work. Instead of relying on disconnected spreadsheets, emails, and institutional knowledge, teams can manage tasks, documents, and deadlines in one more structured system.
ClearFile replaces scattered filing work across spreadsheets, email threads, calendars, and individual team knowledge with a centralized workflow. That makes it easier to see status, manage deadlines, keep documentation organized, and reduce rework caused by disconnected processes.
ClearFile helps reduce regulatory filing risk by making requirements, deadlines, documents, and workflow status easier to track in one place. More visibility and consistency helps teams avoid missed steps, late submissions, version confusion, and other issues that create compliance exposure.
Yes, ClearFile can support both initial filings and ongoing renewals. It is designed for recurring filing work as well as expansion into new states, products, or lines of business that require additional regulatory coordination.
Reinventing Healthcare One System at a Time
Penstock is an affiliate company of Goodroot, which launches and grows companies dedicated to putting patients back in the center of healthcare.
We don’t just follow regulatory trends—we shape them.
Dive into expert insights, real-world success stories, and future-focused guidance built to help you stay compliant, competitive and one step ahead.
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Ready to simplify compliance and move forward with confidence?
Whether you’re expanding, renewing, or filing under pressure—ClearFile takes the guesswork out of the process and helps your team stay ahead.
ClearFile Services
Expert-led regulatory consulting, filings, and licensure support for health plans, PBMs, TPAs, and insurers—built to reduce risk, avoid delays, and unlock growth.
ClearFile SaaS
Our intelligent platform automates filings, tracks deadlines, and connects teams with real-time guidance—bringing clarity, speed and confidence to every step of compliance.
