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      Simplify complex regulatory filing and ensure a seamless experience with our powerful automated platform
      
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Who We Serve
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      ClearFile supports health plans, carriers, and regulated teams responsible for complex regulatory filings. If you manage state-by-state requirements, shifting deadlines, and high-stakes submissions, we give you a structured system to bring visibility, accountability, and control to regulatory work.
      
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      Commercial Health Plans
      
      Manage filings, audits, and risk with structured systems that keep submissions accurate, auditable, and on schedule.
      
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      Marketplace Health Plans
      
      Centralize ACA, QHP, RxDC, and risk adjustment work in one system built for Marketplace requirements.
      
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      PBMs, TPAs & Captives
      
      Track licensure, renewals, and regulatory obligations across states with full visibility and accountability.
      
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      Life, Annuity, Credit & P&C Teams
      
      Bring order to multi-line, state-by-state filings with consistent processes that reduce rework and missed deadlines.
      
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ACA

From Dormant to Market-Ready How ClearFile Built a Regional Health Plan’s ACA Filing Operation From Scratch & Saved $425k

Customer Success / ClearFile

The Challenge A regional health plan with existing state operations decided to re-enter the individual marketplace for plan year 2027. Unlike a first-time market entrant, the plan had an issuer entity still technically active under a doing-business-as (DBA) structure—but an active license and a functioning ACA operation are two very different things. Effectively, the organization was building a […]

From Dormant to Market-Ready How ClearFile Built a Regional Health Plan’s ACA Filing Operation From Scratch & Saved $425k Read More »

Down to the wire: 2024 elections impacting health care and employee benefits

Articles / ClearFile

Joe Boyle, ClearFile’s President, was quoted in a BenefitsPRO article about the upcoming 2024 elections and their potential impact on the employee benefits landscape. Joe was quoted throughout the article, and the reporter also mentioned ClearFile’s intelligent SaaS solution that simplifies the complex regulatory filing process. Here are the excerpts where Joe was quoted: Joe

Down to the wire: 2024 elections impacting health care and employee benefits Read More »

What Every Health Plan Needs to Know Before Entering the ACA Marketplace

Articles, Press / ClearFile

See this article by ClearFile president Joe Boyle as it originally ran in Healthcare Business Today.

What Every Health Plan Needs to Know Before Entering the ACA Marketplace Read More »