Life, Annuities & Credit Filing Management

Services

Life, Annuities & Credit Filing Management

Life, annuity, and credit insurance filings each follow their own rules, forms, and fee schedules—and every state does it differently. ClearFile helps carriers replace manual tracking and filing with an organized, regulator-ready workflow.

What We Do

We Simplify Life, Annuity and Credit Filings with Structured, SERFF-Aligned Workflows

From policy form updates to annuity rule filings and credit product submissions, ClearFile’s SaaS solution gives your team one secure, centralized platform to manage requirements, deadlines, and approvals across all jurisdictions. Teams can monitor progress, manage objections, and retain documentation without juggling OneNote, spreadsheets, or multiple portals.

Designed for the teams behind life, annuity, and credit regulatory filings, ClearFile brings consistency to complex, multi-state processes—so analysts, actuaries, and compliance teams can work from the same playbook.

SERFF-Aligned Filing Tracker
Automatically mirrors SERFF life, annuity, and credit filing components, statuses, and submission categories, while flagging states that use independent portals like Florida IRFS.
Nationwide Requirements & KnowledgeBase Library
Access state-specific form templates, filing fees, actuarial memorandum rules, and DOI contact details, all tied to the relevant statute or bulletin for quick reference.
Objection & Approval Management
Track regulator correspondence, maintain version history, and streamline responses to comments or requests for clarification.
Enterprise Compliance Controls
SOC 2-certified data security, role-based permissions, and 10-year record-retention standards ensure filings are audit-ready and compliant with state and federal regulations.

Why ClearFile

Built Around how Life, Annuity & Credit Filing Teams Actually Work

Reduce rework and missed steps

Pre-loaded instructions and templates help prevent incomplete submissions and errors that lead to objections.

Streamline policy form and rule updates

When product language or actuarial assumptions change, ClearFile helps you locate prior filings, attach new documentation, and refile accurately.

Support cyclical workloads

Life, annuity and credit filings may be less frequent, but deadlines are critical. ClearFile keeps every document, contact, and note organized between cycles.

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