Case Study

Transforming Complexity into Clarity: 97% Fewer Objections in ACA Filings

Company Profile
Large ACA Carrier
Impact
97%
Fewer filing objections

The Challenge: 

Before partnering with ClearFile, a large ACA carrier was dealing with approximately 10,000 objections on their ACA filings. This led to significant rework and put a strain on internal resources.  

How We Helped: 

  • ClearFile introduced its ACA-in-a-Box solution, leveraging expertise and technology in regulatory compliance to streamline the carrier’s ACA filings.

  • Implemented the ClearFile automated regulatory filing platform to reduce manual processes and enhance accuracy.

  • By staying on top of changing legislation across states, we ensured that their filings were of the highest quality. 

  • This proactive approach minimized the need for mid-cycle updates and reduced disruptions for members. 

Results: 

The partnership led to a 97% decrease in filing objections. 

  • This dramatic improvement resulted in a significant boost to the ROI of time spent by the carrier’s team.  
  • Relationships with DOI and CMS were strengthened, with the carrier becoming one of the few plans that did not require a CMS courtesy meeting.  
  • ClearFiles’s work has also reinforced the carrier’s commitment to providing high-quality, compliant ACA plans, ultimately improving the overall member experience. 

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