Services
Who We Serve

For the teams behind every regulatory filing

We work with health plans, PBMs, TPAs, insurers and regulators. Whether you’re filing Qualified Health Plans, managing multi-state licensure, or navigating Medicare Advantage or RxDC deadlines, our services and technology turn compliance into your competitive advantage.

We understand your challenges—because we’ve lived them.

With 20+ years of experience in the field, our team knows how high the stakes are. We combine expert services with purpose-built software to make the process faster, easier and more accurateevery time.
Our Services

How we help you succeed

Health Plans

End-to-end ACA support—from filings and financial planning to network adequacy and CMS submission readiness.

Learn More >

Support for large group, small group, and individual commercial filings—including rate, form, and binder submissions. 

Learn More > 

Track market shifts, benchmark filings, and gain insights that drive smarter product strategy. 

Learn More > 

Navigate CMS expectations with support for submissions, attestations, and plan readiness.  

Learn More > 

We manage plan filings through SERFF with built-in deadline tracking and proactive error prevention. 

Learn More > 

From data gathering to portal submission—we handle every step of the RxDC process.

Learn More >

End-to-end assistance for dental, vision, and other non-core benefit filings—ensuring accuracy, speed, and compliance across all states.

Learn More >

MCAS audits don’t have to mean disruption. ClearFile turns call letters into structured workflows that help your team meet NAIC requirements with confidence and control. 

Learn More>

ClearFile lets you track every ICHRA plan, requirement, and deadline in one place—reducing rework, improving compliance, and giving your team the infrastructure to scale as ICHRA adoption accelerates.  

Learn More>

PBMs

From license tracking and application management to real-time visibility across all 50 states, we help you simplify licensure and stay compliant as you expand. 

Learn More > 

TPAs

Whether you’re expanding into new states or maintaining current licenses, our technology and team helps you succeed.   

Learn More > 

Captives

Whether you manage one captive or a portfolio, ClearFile gives you automated workflows, deadline reminders, and centralized records for everything from initial admission to annual renewals and regulator reporting. 

Learn More>

P&C Teams

P&C filings are dense, deadline-driven and vary widely by jurisdiction. ClearFile gives you a smarter way to stay ahead of deadlines, reduce risk and keep every submission on track. 

Learn More>

Get in Touch

Built for Collaboration. Trusted for Results.

Whether you’re strategizing at the enterprise level or deep in the filing weeds, ClearFile gives your team the tools and support to do their job better—with confidence. 

We're always innovating.

Our team is continuously inventing and launching new solutions. Subscribe to our newsletter for the latest news & updates from Penstock.