Commitments
“Open Intelligence” and Penstock’s True North
At Penstock, we embrace a philosophy of “Open Intelligence,” a unique approach that embodies our commitment to transparency, where we reveal the “behind-the-scenes” of regulatory and payment integrity success—secrets that traditionally remain confined within the walls of vendors.
Transparency
Empowerment
Our solutions instill true ownership of outcomes. We arm your teams with advanced, intuitive technology and the education needed for success.
Experience
Collaboration
Intelligent Solutions
Our transparent solutions make work—and health plan success—simple.
Payment Accuracy
Discover how we help you fix leaks at the source with claims solutions that serve your unique needs.
Regulatory Efficiency
See how we transform the complex, lengthy regulatory filing process into a streamlined, intuitive process.

$90M
We identified Federal and State carve-outs valued at $90 million.
1,300+
Our team has completed over 1,300+ regulatory filings across all lines of business, all certified and approved by states and CMS.
$200M+
We’ve identified over $200M in HCRA payment errors.
Customer Stories
- Customer Success

Join Our Mission
Be part of the team that’s leading change for the better.
Commitments in action
Hear firsthand how our unwavering commitment to excellence has made a significant difference for health plans across the country.

“We are a small health insurance carrier that needed additional expertise for our ACA product management. After exploring several options, Penstock was a clear choice. They were able to Integrate Into our existing team and process quickly, dedicate the staffing needed, and provide the expertise and guidance needed quickly and professionally. Working with the Penstock team relieved a lot of stress during the annual filing process because of the structure, experience, and resources they bring to the table. Since then, we’ve explored additional projects with Penstock and they’ve quickly responded, demonstrating their depth of knowledge and resources. We recommend Penstock to any company who seeks to Improve their processes and performance.”
Latest Insights
We’re serious about providing resources and insights that support transparency and accuracy.
- Articles, Press
Ready to simplify compliance and move forward with confidence?
Whether you’re expanding, renewing, or filing under pressure—ClearFile takes the guesswork out of the process and helps your team stay ahead.
ClearFile Services
Expert-led regulatory consulting, filings, and licensure support for health plans, PBMs, TPAs, and insurers—built to reduce risk, avoid delays, and unlock growth.
ClearFile SaaS
Our intelligent platform automates filings, tracks deadlines, and connects teams with real-time guidance—bringing clarity, speed and confidence to every step of compliance.